Company intelligence record
Sempo operates a stablecoin-powered neobank serving gig workers and businesses across the MENA region with borderless payments, payroll, and savings accounts.
Position in the landscape
Sempo on Stablescape, the map of the stablecoin economy curated by Verda Ventures. Open the map.
Stablescape is Verda Ventures' live index of the global stablecoin economy. Search it, see who is really building each part of the market, and find the number worth quoting.
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→ 02Who builds each part of the market, drawn live from the index.
→ 03Where the industry is building, by region and country.
→The EM thesis
The EM thesis
The breakout
The breakout
Maturity & exits
Maturity & exits
Africa and MENA anchors
Africa and MENA anchors
APAC and LatAm anchors
APAC and LatAm anchors
The shape of the universe
The shape of the universe
| North America | Europe | LatAm | Africa | MENA | APAC | |
|---|---|---|---|---|---|---|
| Cross-Border B2B Payments | 190 | 97 | 74 | 91 | 22 | 69 |
| Agentic Payments | 260 | 83 | 9 | 3 | 18 | 58 |
| Stablecoin Issuance | 72 | 67 | 22 | 13 | 17 | 41 |
| Stablecoin Infrastructure | 267 | 171 | 37 | 16 | 39 | 91 |
| Merchant & Payment Processing | 212 | 186 | 57 | 77 | 40 | 106 |
| RWA Tokenization | 208 | 175 | 68 | 12 | 54 | 89 |
| Wallet Infrastructure | 106 | 108 | 29 | 11 | 29 | 67 |
| On/Off Ramps | 79 | 149 | 101 | 155 | 39 | 78 |
| Crypto Banking | 96 | 95 | 62 | 36 | 16 | 37 |
| Treasury / FX / Orchestration | 84 | 60 | 18 | 9 | 7 | 31 |
| Compliance / RegTech | 50 | 60 | 7 | 5 | 10 | 26 |
| Consumer Remittances | 52 | 26 | 14 | 37 | 6 | 25 |
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | PEAK | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cross-Border B2B Payments | 20 | 22 | 31 | 42 | 56 | 64 | 71 | 126 | 73 | 2025 |
| Agentic Payments | 5 | 7 | 8 | 11 | 23 | 25 | 51 | 170 | 373 | 2026 |
| Stablecoin Issuance | 7 | 17 | 11 | 20 | 29 | 24 | 41 | 38 | 25 | 2024 |
| Stablecoin Infrastructure | 47 | 25 | 36 | 63 | 66 | 69 | 73 | 142 | 92 | 2025 |
| Merchant & Payment Processing | 35 | 32 | 28 | 56 | 59 | 58 | 68 | 174 | 170 | 2025 |
| RWA Tokenization | 38 | 33 | 41 | 61 | 60 | 63 | 60 | 112 | 79 | 2025 |
| Wallet Infrastructure | 23 | 20 | 16 | 52 | 36 | 33 | 37 | 42 | 50 | 2021 |
| On/Off Ramps | 35 | 27 | 28 | 40 | 65 | 37 | 43 | 103 | 100 | 2025 |
| Crypto Banking | 19 | 16 | 20 | 30 | 31 | 29 | 42 | 58 | 51 | 2025 |
| Treasury / FX / Orchestration | 11 | 7 | 7 | 23 | 21 | 22 | 27 | 43 | 39 | 2025 |
| Compliance / RegTech | 10 | 11 | 7 | 21 | 13 | 10 | 8 | 19 | 30 | 2026 |
| Consumer Remittances | 7 | 8 | 7 | 8 | 18 | 14 | 16 | 32 | 23 | 2025 |
| 2022 | 2023 | 2024 | 2025 | 2026 YTD | '23→'24 | '24→'25 | '25→'26 YTD | |
|---|---|---|---|---|---|---|---|---|
| Agentic Payments | 23 | 25 | 51 | 170 | 373 | +104% | +233% | +119% |
| Merchant & Payment Processing | 59 | 58 | 68 | 174 | 170 | +17% | +156% | -2% |
| On/Off Ramps | 65 | 37 | 43 | 103 | 100 | +16% | +140% | -3% |
| Compliance / RegTech | 13 | 10 | 8 | 19 | 30 | -20% | +138% | +58% |
| Consumer Remittances | 18 | 14 | 16 | 32 | 23 | +14% | +100% | -28% |
| Stablecoin Infrastructure | 66 | 69 | 73 | 142 | 92 | +6% | +95% | -35% |
| RWA Tokenization | 60 | 63 | 60 | 112 | 79 | -5% | +87% | -29% |
| Cross-Border B2B Payments | 56 | 64 | 71 | 126 | 73 | +11% | +77% | -42% |
| Treasury / FX / Orchestration | 21 | 22 | 27 | 43 | 39 | +23% | +59% | -9% |
| Crypto Banking | 31 | 29 | 42 | 58 | 51 | +45% | +38% | -12% |
| Wallet Infrastructure | 36 | 33 | 37 | 42 | 50 | +12% | +14% | +19% |
| Stablecoin Issuance | 29 | 24 | 41 | 38 | 25 | +71% | -7% | -34% |
What this is. The 6,106 companies on this map are Verda Ventures' curated view of the global stablecoin and crypto-fintech infrastructure ecosystem. We believe it represents a strong directional sample of the universe, but coverage is not 100% exhaustive. New companies are added weekly as we identify them. If you operate a relevant company we don't have listed, add it through the Submit a company form on this site.
Field coverage. Of 6,106 companies tracked: 4,917 (81%) have a disclosed country, 5,270 (86%) have a founding year either verified through public sources or directionally indicated by the company's inception year in our dataset, and 4,922 (81%) have a disclosed funding-round stage (bootstrapped and undisclosed-round companies are not counted here, matching the maturity chart). Charts render only the disclosed subset for each dimension. Companies without disclosed values are excluded from the relevant view rather than shown in an "unknown" bucket. Founding-year and stage data depend on third-party enrichment, sparser for stealth and very-early-stage companies. Treat both as directional, particularly in Agentic Payments and other newer categories.
Submit a company or correction. Use the Submit a company form, or the Suggest a correction button on any record. A person reviews every submission before the dataset changes.
Claim your profile. If your company is on the map, open its record and use Claim this profile. Claims are verified through your company email domain or Google sign-in, and corrections from claimed profiles are reviewed first. Claimed companies can list up to four secondary categories, shown on the profile and matched in database filters as self-reported, and never counted in statistics.
Methodology. Categorization combines third-party enrichment, automated classification against a public corpus, and manual review. Founding year is the company's disclosed year where available, otherwise a directional proxy from the date the company was first ingested into our underlying data source. Treat newer categories (Agentic Payments, RWA tokenization) as directional rather than exact.
Disclosure. This dashboard is for informational purposes only. It is not investment advice, an offer to sell or a solicitation of an offer to buy any security, and does not represent the views of any company mentioned. Verda Ventures may hold positions in or have evaluated companies on this page.